In a cross-purchase buy-sell, each owner personally owns a life policy on every other owner. When a partner passes, the survivors collect the death benefit and buy the deceased's share directly from the family. Value your business five ways, then see the coverage each partner needs to carry on the others.
Tell us about the business and its owners
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Illustrative only. Final rates and valuations require underwriting and a formal business appraisal.
Three things to confirm and we can get your application moving. It takes about a minute, and nothing is submitted to a carrier yet.
Change anything that is not right — this is what goes on the application.
A carrier issues the contract to an address, so we cannot start without one.
On an annuity the owner and the person it is measured on can be different people, and it changes how it is taxed and what happens on death.
Your beneficiaries, and what share each one gets. Shares have to add up to 100.
A Client Solutions Advisor will be in touch. Nothing is submitted to a carrier yet, and nothing happens to your cover until you say so.